Which Closing Costs Buyers Pay?

These are customary fees associated with a real estate transaction and here are some that buyers pay.

Lender's Title Insurance Policy
Half of the Escrow Fee
Home Inspection
Recording Fees
First Year Fire Insurance Premium
First Year Flood Insurance Premium (if applicable)
Pro-Rated Property Taxes
Survey Fee (if required)
Homeowner's Association Fees
Pro-Rated HOA Dues & Miscellaneous HOA Fees
Lender Fees
Appraisal
Credit Report
Loan Origination Fee
Pre-Paid Interest
Private Mortgage Insurance (in case down payment is lower than 20%)

Actual fees are determined by Sales Price and/or Loan Amount

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